WELCOME to MainSalesIns.com, home of transactional products that allow Quoting, Underwriting, Binding, Policy Issuance, and Endorsing all online.
Main Sales Insurance Solutions, Inc. is a unique specialty insurance provider that provides both brokerage services and in house transactional products. Our online transactional products are our own proprietary programs. We design them to save you time, cut your costs, and assist you in providing your clients with quality products and services that they can come to depend upon. We realize that we are only truly successful when we can help you look good in front of your customers, and by consistently providing you with valued products and markets we hope to keep your loyalty and help you grow your business.
ONLINE PRODUCTS
The Main Sales Difference
Our online products are offered on our own web-based transactional platform designed to render the ultimate efficiency and service for retail insurance agents. The screens often include underwriting intelligence directed toward the selected classes of business and insurance coverage, filtering each insurance submission qualifications, and providing immediate rating and pricing indications. More than just an online rater, our transaction platform handles the generation of proposals, policies, endorsements, state filings, certificates, binders, invoices, financing documents, etc.
We here at Main Sales also maintain underwriting authority on most of our products. This added expertise provides for you faster turn around on quote approvals, and a knowledgeable staff that can assist you through the entire process.
Many of our products are designed and tailored by us for the targeted industry niches. Our expertise in product development provides superior products and service.
There are an estimated 90 million collectors in the United States spanning over 2000 collecting categories. Collectibles have out-performed many other types of investments with estimated annual investments of over $25 billion. However, most collectors do not carry insurance for their collections. Now there is available from Main Sales an easy to use automated transactional front end delivery system that allows easy quoting and policy issuance of broad coverage insurance for both personal collections and dealers of collections. Whether the dealer is operating out of his home, catalog or internet sales, or as a mercantile shop, we have the coverage. For personal collections we also offer broad coverages such as included breakage, shipping, worldwide coverage, exhibition coverage, replacement cost, and much more!
SOME EXAMPLES OF COVERED COLLECTABLES:
Advertising Collectibles
Antique Jewelry, Art,, Furniture, Radios, Phonographs, tools, etc.
Artwork for comic and animation, prints, and lithographs
Books
Coin Operated Devices
Coins
Comics
Dolls
Entertainment memorabilia
Fine Arts
Glass and Pottery
Household Collectibles
Jewelry
Limited Edition Items
Musical Instruments
Native American
Organizational Memorabilia
Outdoor Collectibles
Political Memorabilia
Sewing
Sports
Stamps
Taxidermy
Toys
Vintage Clothing
Weapons such as guns, knives and swords
Western Americana
Writing Instruments
JEWELERS / ANTIQUE DEALERS &SHOPS / FINE ART DEALERS / COIN AND STAMP DEALERS / PAWN BROKER / AUCTION HOUSES / MUSEUMS
REQUIRE SPECIALIZED COVERAGES AND UNDERWRITING.
THEFT COVERAGE FOR HIGH VALUED TARGET STOCK
SPECIALIZED VALUATIONS
OFF PREMISE COVERAGE
PROPERTY RECEIVED ON CONSIGNMENT
TRANSIT COVERAGE
SHOW WINDOWS
SALESPERSONS
EXHIBITION COVERAGE
AND MUCH MORE!
Main Sales front end transactional platform allows for quick submit and quote turn around. With the selection of your business type, our system walks you through the specialized coverages tailored to that class of business. There are over 80,000 of these commercial establishments in the US that require specialty insurance markets. With not many insurance outlets available, Main Sales works to provide you the access needed to service your current and future clients.
Motorsports is the largest spectator sport in the US. The US Census Bureau states that there are over 35 million Americans that attend at least one motorsports event a year. The majority of racers (hundreds of thousands) that participate in these events are either semi-pro or amateurs, and are often referred to as "WEEKEND WARRIORS." Many weekend warriors go uninsured, as they store their race vehicles, tools or equipment, and spare parts at their residence, which is not fully covered under their homeowner policies. But now there is a new program designed by Main Sales specifically for the Amateur and Semi-Professional racer and race team.
Main Sales front end transactional platform allows for quick on-line quote, submit, bind, policy issuance, and endorsement issuance. All at your finger-tips.
Low minimum premium.
Off track Inland Marine coverage for Race Vehicle, Trailer, Tools and Equipment, and Spare Parts.
INSURANCE AGENTS ERRORS AND OMISSIONS INSURANCE
Get your pricing indication and submit your application online.
Competitive Rates;
Transactional online system, with instant pricing indications, quoting, binding, financing, policy issuance, etc. Why be stuck waiting for a quote, binder, certificate, or a policy when you can receive it all on line;
Tailored coverages;
Coverage is also available for Newly Licensed Agents.
What is Professional liability insurance or professional indemnity insurance or more commonly known as Errors & Omissions (E&O)? It is a form of liability insurance that protects Insurance Agents and Brokers from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder. These are potential causes for legal action that would not be covered by a more general liability insurance policy which addresses more direct forms of harm. Professional liability coverage sometimes also provides for the defense costs, including when legal action turns out to be groundless. Coverage does not include criminal prosecution, nor a wide range of potential liabilities under civil law that are not enumerated in the policy, but which may be subject to other forms of insurance.
TRUCKERS
CARGO COVERAGE - SCHEDULED VEHICLE OR REPORTING
PHYSICAL DAMAGE COVERAGE
TRAILER INTERCHANGE AND CARGO CONTAINER COVERAGE
CARGO REFRIGERATION BREAKDOWN COVERAGE
72 HOUR TERMINAL COVERAGE
MUCH MORE!
Main Sales front end transactional platform allows for quick submit and quote turn around. With the selection of your business type, our system walks you through the specialized coverages tailored to that class of business.
Excess Flood
Provides coverage in excess of the National Flood Insurance Program (NFIP) policy. This is provided where either Lenders require the purchase of the coverage or where the Insureds wish to purchase the coverage.
This coverage is provided to those geographical areas as denoted by FEMA/NFIP as Flood Zone's and only applies if a NFIP policy has been issued to the Insured and is maintained throughout the Policy period of our Excess Policy.
We can provide a maximum limit up to $1,000,000 on any one risk excess of the NFIP policy.
Our product is fully automated; quotes, binds, issues policies and endorsements through our web-site.
INLAND MARINE
Contractors Equipment
Scheduled
Unscheduled Small Tools
Leased or Rented from Others
Rental Expense
Continuing Rental Fees
Installation Floater
Electronic Data Processing
Hardware and Software
Lap Top
Transit
Contents Coverage
Ideal for small to large contractors.
Main Sales front end transactional platform allows for quick on-line quote, submit, bind, policy issuance, and endorsement issuance. All at your finger-tips.
We have access to a variety of programs and products for both casualty and property. Below are supplemental applications for some of our most popular products:
We have access to a variety of markets for Contractors Liability. For your convenience we have provided supplemental applications for some classes of contractors.
We have access to markets with competitive pricing on most Inland Marine and property classes, including specialty classes such as Jewelry Stores and Jewelry Manufactures, Fine Art Schedules for Collectors, Art Dealers and Museums, etc.
Directors and Officers Liability Insurance policies can provide protection against an increasing and extensive range of potential claims that may be brought against individuals. The cover may also include Company Reimbursement Liability which provides an employing company with rights to recover any legal and related costs with expenses incurred to reimburse directors and officers in defending an action against them as individuals.
This cover is becoming ever more necessary for firms to attract and retain quality senior staff as, without it, the directors and officers (and, in some instances, their spouses) can be made personally liable for any financial award made against them.
Our Directors and Officers Liability markets can extend policies to include Employment Practices Liability cover and Entity cover, giving added protection to both the management and the corporate entity. They also write most types of For Profit and Not For Profit D&O.
Medical Malpractice insurance provides indemnity against claims arising from any negligent act, error or omission committed by the insured or by any employee of the insured, or by any person or organization acting on behalf of the insured, in the course of services rendered or contractual obligations undertaken by the insured to a patient or patients. Cover may apply to individuals, members of relevant associations or entities such as hospitals, nursing homes and other institutions providing nursing care.
Our markets have experience in writing across most disciplines that practice in a variety of medical fields. We can handle Hospitals and Clinics, Medical Practitioners, Air Ambulance, Associations, Nurses, Opticians, Pharmacists, and many more Miscellaneous Classes.
We have access to markets that specialize in Accounting Professionals, Architects and Engineers, Consultants, Designer /Builders, Insurance Brokers, Lawyers, Technology & IT Companies, and many more Miscellaneous Classes.
Our two step process to submit a request to join as our producer;
Please complete the online information below; then
Upload the completed and signed documents listed below.
Required Documents for appointment consideration:
Completed and signed W-9 ()
Completed and signed Producer Agreement ()
Copy of your resident insurance license.
Copy of your current E & O declaration page.
What is the Shop and Bind login?
Shop and Bind is the portal to insurance companies' and brokers' transactional insurance processing products, where customers can receive quotes, bind and issue policies and endorsements.
What is the shop and bind platform?
Shop and Bind is web-based transactional platform designed to render the ultimate efficiency and service for insurance companies, captives, and wholesale insurance brokerages. Our opportunity is to take this technology and open the very first transactional web-based national commercial insurance platform. It is a generic based processing system that is designed to receive plug and play modules of insurance product. The key advantage is that we have a pre-built processing base platform. So our new product development only focuses on building the insert able product modules, decreasing the time for product software development and delivery to the market to only days versus years. In addition we have developed programming tools that write the code for the individual program modules, so our programmers resources are only limited to programming necessary functionality of each module, again decreasing cost and deployment time of each new insurance product.
Shop and Bind responds dynamically to selected coverages and classes of business within each product module. The module are handled by our new dynamic technology that takes any selection or combination of coverages and unlimited classes of business, and then dynamically builds the screen displays, the data tables for storage of data, and any printable pdf insurance applications, binders, filings, policies, etc. on the fly. Each application is tailored individually to the users' own unique selection and insurance company's requirements. The screens include underwriting intelligence directed toward the selected classes of business and insurance coverage, filtering each insurance submission qualifications, and providing immediate rating and pricing indications. Upon approval of the submission by your underwriter it allows printing of proposals, policies, state filing forms, certificates, binders, invoices, financing documents, and processing of future endorsements.
Privacy Statement
Shop and Bind values you as a customer and respects your right to privacy. We recognize that you purchase our products and services because you trust that we will stand behind our promises. In turn, we pledge our commitment to treating your information responsibly.
We maintain physical, electronic and procedural safeguards to ensure your personal information is treated responsibly and in accordance with our privacy policy. We also restrict access to your personal information within our organization to those employees who need to know that information to provide products or services to you, or to conduct shop and bind business. Employees who have access to customer information may use it only for legitimate business purposes. Additionally, we safeguard customer information in accordance with applicable data security regulations.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.
You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to us.
If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible. We will promptly correct any information found to be incorrect.
Shop and Bind may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 06/01/2010